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“Pengaruh Non Perfoming Financing, Financing ToDeposit Ratio Dan Beban Operasional Pada Pendapatan Operasional Terhadap Kinerja Keuangan Pada Bank Umum Syariah Di Bursa Efek Indonesia”, JUMA, vol. 23, no. 2, pp. 82–104, Nov. 2022, Accessed: Nov. 22, 2024. [Online]. Available: https://journal-stieibjm.com/index.php/juma/article/view/26